Introduction to auto financing services

Welcome to X Star, your premier destination for auto financing solutions. As a distinguished leader in the auto finance arena, we pride ourselves on crafting bespoke financial packages tailored to every automobile enthusiast’s dream. Our strength and credibility are amplified by our affiliation with the Yixin Group, a powerhouse listed on the Hong Kong stock exchange with a staggering financing portfolio of over $50 billion and a track record of financing over 4 million vehicles. With X Star, you’re not just choosing a finance provider; you’re aligning with a legacy of trust, reliability, and unparalleled expertise. Dive into a seamless financing experience and let us drive your automotive aspirations to reality. Welcome aboard!

Why Choose X Star?

Unparalleled Experience

With over 4 million financing transactions and a whopping $50 billion managed on our auto-financing platform, our expertise is evident in every deal we facilitate.

Expert Financial Guidance

With $50 billion loans underwritten and 4 million transactions processed at our platform, our team of experienced professionals is dedicated to guiding you through the entire financing process

Swift and Seamless Transactions

By leveraging on our AI and big data technologies, we are committed to provide a hassle-free user experience and expedite the approval process

Long-standing Reputation

Member of The Hire Purchase, Finance and Leasing Association of Singapore

Requirements & required documents

Eligibility Criteria

  • Age 21 years and above
  • Singaporeans, Singapore PRs, Foreigners

Applicants (Individual):

  • Loan Application Form (With complete information & signed by Applicant)
  • Copy Of NRIC (Front & Back)
  • Income Documents
    • Last 2 years Notices Of Assessment
    • Latest 12 Months CPF Contribution Statement, OR
    • Latest 3 Months Computerized Payslips
  • Sales & Purchase Agreement of Purchased Vehicle
  • Copy of Enquire PARF / COE Rebate for Registered Vehicle

Guarantor (Individual):

  • Loan Application Form (With complete information & signed by Guarantor)
  • Copy Of NRIC (Front & Back)
  • Income Documents (Any of the following)
    • Last 2 years Notices Of Assessment
    • Latest 12 Months CPF Contribution Statement, OR
    • Latest 3 Months Computerized Payslips

Seller:

  • Vehicle Log Card / Acknowledgement
  • Copy Of NRIC (Front & Back)
  • Authorization Form To Check Full Settlement (If Vehicle is still under Financing)

Our Services

For Consumers – Auto loan for

  • New Car
  • Used Car
  • COE Renewal, and
  • Private Hire

For Dealers

  • Floor stock

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Disclaimer / Important Notice
This is not a financing offer from X Star. The computations shown are based on the information provided by you. These computations are intended to give an indication of repayment information based on certain loan parameters, and are provided solely for reference only. Actual interest rates may differ and may be higher/lower than what is shown here. We hereby disclaim any responsibility for any errors or omissions in the computations or past transaction values reflected. X Star will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of relying on the computations and/or past transaction values reflected. For the applicable terms and conditions of any financing offer made to you by X Star, please refer to the relevant Letter(s) of Offer issued.

Testimonials

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